Manager - Credit Risk - Sandton
Main purpose of the Job: To carry out comprehensive credit risk management for the branch Duties & Responsibilities: To analyze credit applications made by the corporate banking and treasury departments, including risk review of internal credit ratings and post-loan management reports. Review credit limit and transaction application and provide risk review opinions Review credit rating applications and provide credit rating validations Administer the Drawdown Centre process and procedure Ensure the above complied with internal policies and procedure manuals Ensure policy compliance Monitor counterparty and industry concentration risk Monitor credit limit expiry and credit limit renewal Monitor the monthly post lending reporting and issue risk review opinion Monitor annual review of loans and advances Monitor internal credit rating validity and credit rating renewal On-going post lending monitoring Identify and evaluate significant increases in credit risk Measure the impact of adverse news, ESG risk, RAD triggers on assets / counterparties Trigger loan / asset risk classifications reviews Make risk-based recommendations for the various committee Cooperate and collaborate with Front Office Departments to obtain condonations for breaches of any policy requirements Maintain the credit limit and credit rating expiry monitoring tool Maintain the annual post lending monitoring tool and ensure annual reports are completed Take responsibility for reminding Front Office Departments to follow up on exposures in excess Cooperate and collaborate with Front Office Departments on roll-overs of interest period on loans and advances are conducted Receive meeting requests from Front Office Departments Confirm meeting date with the Chairperson and circulate meeting documents in line with the ToR's Draft meeting minutes Maintaining meeting records and related documents Requirements: BCom Degree in Finance, Economics or related field (Essential) Post Graduate qualification in Finance (Desirable) 2-3 Years Banking/Financial Services (Essential) 2-3 Years Credit/Business Analyses (Essential) Analysis of financial statements (Essential) Analysis of credit applications for corporate clients (Essential) Compile credit assessment reports (Essential) General understanding of the function of a bank (Essential) Regulations relating to Banks (Desirable) MS Office (Excel, Word and PowerPoint) Analytical and attention to detail Communication Time Management If you do not hear from us within 2 weeks, consider your application unsuccessful or alternatively send your CV to recruitmentjelocorp.com for possible employment opportunities.
Apply Now
Facebook
WhatsappRelated Jobs
Credit Manager - Johannesburg
RPO Recruitment
...
Credit Analyst - Johannesburg
...
Credit Risk Manager - Johannesburg
...
Credit: Credit Risk Manager – Origination and Structuring - Sunrise
H&S Labour Brokers cc
...
Credit Analyst - North Johannesburg
Network Contracting Solutions
...