Senior Credit Manager: CIB Credit Risk IB & TS - Johannesburg
Nedbank
Job Family Credit Career Stream Credit Management Leadership Pipeline Manage Self: Professional Job Purpose To provide a superior client service through people by applying sound lending credit principles thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite. Job Responsibilities Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided. Manage daily activities of direct reports by monitoring the staff output. Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching. Build and maintain effective working relationships with stakeholders by providing a range of specialized credit risk management advisory services. Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA). Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate. Enhance policies and procedures by recommending and making submissions to the relevant parties. Adapt to changes in Legislation, economic and industry conditions by implementing the changes to credit policies, processes and systems where applicable. Manage and sustain acceptable credit risk appetite by applying credit risk management processes to diverse portfolios. Give overview of the book by developing and preparing portfolio review presentations based on the Management Information System (MIS). Identify the various credit risks pertaining to a client by analysing and interpreting financial, market and business information. Ensure quality of submissions of credit applications /reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders. Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned. Identify training courses and career progression for self through input and feedback from management. Ensure all personal development plan activities are completed within specified timeframe. Share knowledge and industry trends with team and stakeholders during formal and informal interaction. Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations. Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc). Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy). Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank. Essential Qualifications - NQF Level Advanced Diplomas/National 1st Degrees Preferred Qualification Btech in Credit Management, Post Graduate Qualifications. Essential Certifications CA, CFA, MBA Minimum Experience Level 5 years extensive experience or knowledge in credit granting across banking and lending products Diversified Lending / Leverage Finance exposure Mining, Telecommunications, public sector exposure Technical / Professional Knowledge Banking knowledge Business principles Communication Strategies Data analysis Governance, Risk and Controls Research methodology Decision-making process Business Acumen Portfolio management Industry and Economic trends Behavioural Competencies Coaching Communication Decision Making Work Standards Managing Work Technical/Professional Knowledge and Skills Please contact the Nedbank Recruiting Team at 27 860 555 566 If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.
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