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Credit Analyst – Bridging Finance Division - South Africa

Job Title: Credit Analyst Bridging Finance Division

Location: Cape Town

Overview:

An innovative and specialized financial services company specializing in property bridging finance and road accident fund bridging finance. The Bridging Finance Division provides fast convenient financing to property sellers, estate agents, and individuals awaiting Road Accident Fund compensation. With a commitment to quick service, the company ensures funds are disbursed within 24 hours for our clients.

Job Description:

The company is seeking a diligent, highly motivated Credit Analyst to join the Bridging Finance Division. The ideal candidate will play a pivotal role in vetting and assessing applications for property bridging finance and advances on Road Accident Fund payouts. This role requires a keen eye for detail, analytical skills, teamwork and the ability to communicate effectively with legal professionals and clients alike.


Key Responsibilities:

  • Conduct thorough credit checks and financial assessments for financing applications.

  • Assess property sale transactions and understand the property sales cycle to make informed financing decisions.

  • Vet Road Accident Fund payout claims and evaluate eligibility for advances.

  • Communicate effectively with attorneys and conveyancing secretaries to gather necessary information and documentation.

  • Maintain excellent customer relations, ensuring a positive experience for all clients.

  • Collaborate with team members to achieve divisional goals and uphold company standards.

Requirements:

  • Positive attitude with a 'can-do' approach to challenges.

  • Willingness to learn and adapt in a fast-paced environment.

  • Strong teamwork capabilities and a collaborative spirit.

  • Excellent customer service skills and phone manner.

  • Proficient communication skills, particularly when liaising with attorneys and conveyancing secretaries.

  • Ability to communicate and work effectively with internal sales team

  • Experience in credit analysis, financial services, or a related field is preferred.

  • Knowledge of property sales cycles and Road Accident Fund claim processes is advantageous.

  • Microsoft 365, including Excel and SharePoint, acumen for numbers.

Benefits:

  • The opportunity to work in a dynamic, fast-paced environment.

  • A role that offers impact, helping clients access financing solutions swiftly.

  • A supportive team and a culture that values learning and growth.

  • Competitive compensation.

If your experience and skill set match the job requirements, please email your latest CV in Word, together with a recent head & shoulders photograph and CTC

Note: Only shortlisted candidates will be contacted for an interview


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