National Credit Manager Cape Town - Cape Town Region
Ad Hoc - Client - 5392103
We are seeking an experienced and dynamic National Credit Manager to oversee and develop all credit functions and indirect business activities within the assigned region. This role requires a strong background in credit management, particularly within the auto finance industry. The ideal candidate will possess excellent analytical, negotiation, and interpersonal skills, along with the ability to thrive under pressure. Manage and develop all credit functions and indirect business activities within the assigned region. Oversee credit risk assessments and financial analyses to ensure sound credit evaluations. Utilize credit scoring models and scorecards to maintain and improve credit evaluation techniques. Lead and manage a team of credit professionals, providing guidance and support to achieve departmental goals. Develop and implement credit policies and procedures to minimize risk and improve efficiency. Conduct regular reviews of credit portfolios to identify potential risks and implement corrective actions. Collaborate with other departments to streamline credit processes and improve overall business performance. Prepare and present detailed reports on credit performance to senior management. Competitive salary and comprehensive benefits package. LLB or BCom Law Degree (legal-related). Experience: 7 years of experience in credit management. Previous experience in the auto finance industry is preferred. Proven experience in managing a team. Proficiency with Microsoft Excel, including pivot tables. Knowledge: Expertise in credit scoring models and scorecards. Strong knowledge of credit risk assessment and financial analysis. Familiarity with various credit evaluation techniques. Skills and Abilities: Strong negotiation skills. Ability to work effectively under pressure. Excellent analytical skills. Solid interpersonal skills with the ability to build and maintain relationships. Attention to detail. Excellent written and verbal communication skills.
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