Manager Financial Services - Paarl
KAL Corporate services Ltd
POSITION: MANAGER FINANCIAL SERVICES We have an exciting opportunity at our Financial Services department based in Paarl , and we’re seeking talented and passionate individuals to join our dynamic team. Job Specification Reporting into the Group Manager Financial Services & E-Commerce, the incumbent will play an integral part in managing the credit risk for the group within a region. The incumbent will also be the subject matter expert, managing the credit approval process, corporate governance compliance and the credit pipeline activities for specific portfolios. Responsibilities include proper implementation of the credit system and the presentation of credit related reports. As well as, cultivation of good relationships with customers and trade, to expand the business. Minimum Requirements BCom Degree with financial subjects / related field 4 years related experience in an agricultural retail sector. Ability to effectively communicate and/or negotiate with high level of proficiency at all levels. Extensive knowledge of credit management processes and controls Key performance indicators Growth Implementation of appropriate application scorecards and affordability models Ability to execute in a diverse environment by building a deep understanding of the company's products and consumers to develop narratives that translate those concepts to broad consumer audiences and customer experiences. Lowering debt risk through negotiating increased securities Optimisation Execute the lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection. Utilise statistical and segmentation tools to develop/optimize acquisition risk strategies for loan products. Leveraging Culture & Diversity Ability to lead a high impact team and collaborate with different stakeholders. Ensures a sound credit risk management culture through awareness amongst the internal and external stakeholders. Digital Transformation Driving the automation/optimization of digital processes and inventory control platforms Develop consumer-facing content across a variety of segments to publicise the company's products & brands. Key leadership attributes The incumbent would need to have t he ability to progress and add continuous incremental value – having impact. Dealing with complexity Sound pragmatic judgement Self-awareness Achievement orientation Why you should join us As part of the KAL Group Ltd – a diversified JSE-listed retail group that operates in agricultural retail, fuel & convenience, and manufacturing markets – you will join a group of companies with more than 270 operating units across South Africa and Namibia. You will have an opportunity to grow your career and thrive in an accelerating performance environment that values resilience and customer service, and embraces communication, alignment, and relationships. We are committed to providing our employees with opportunities within the KAL Group Ltd to take on new challenges. If this excites you, learn more about Agrimark Operations Ltd and KAL Group Ltd here: www.kalgroup.co.za/careers/life-at-kal-group Candidates who are not contacted within 14 working days of the closing date can accept that their application was unsuccessful. Agrimark Operations Ltd applies the principles of equal employment in line with our company’s Employment Equity objectives. Please note that in order to consider your application or interest, KAL Group Ltd will have to process your personal information and that such processing will be subject to the KAL Group HR Processing notice which can be accessed by viewing it on the KAL Group Ltd website under the following hyperlink: https://www.kalgroup.co.za/legal/
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