PRINCIPAL OBJECTIVE OF POSITION To lead and manage credit risk strategy and execution for the organisation including including reviewing and approving credit within delegations, managing contractual and portfolio compliance out, restructuring and related processes to manage risk exposure to support client success and business organisational credit risk strategy by understanding the business strategy, sector strategy and overall risk appetite appetite, identifying the Credit Risk requirements to support implementation and achievement of the business
PRINCIPAL OBJECTIVE OF POSITION To lead and manage credit risk strategy and execution for the organisation including including reviewing and approving credit within delegations, managing contractual and portfolio compliance out, restructuring and related processes to manage risk exposure to support client success and business organisational credit risk strategy by understanding the business strategy, sector strategy and overall risk appetite appetite, identifying the Credit Risk requirements to support implementation and achievement of the business
property market indicators and evaluate product, pricing and future Key Performance Areas Activities potential with the Mortgage Loan & Credit Policy. To evaluate the construction risk by assessing the construction different structure options, understanding the risk profile, credit parameters, and the financial solutions validating the data and information and presenting a credit proposal that is logical, persuasive and prudent support as required. To proactively manage client risk by tracking performance in line with the agreements
premium pricing for the insurance policy. The underwriter would furthermore decline unfavorable risks in accordance Certificate) in Short Term Insurance – NQF 4 (150 credits) Completed RE5 Computer literacy (Word, excel,
premium pricing for the insurance policy. The underwriter would furthermore decline unfavorable risks in accordance Certificate) in Short Term Insurance – NQF 4 (150 credits) Completed RE5 Computer literacy (Word, excel,
generated cost report to Group. Accounts Receivable and Credit Management o Customer maintenance: Responsible between all departments. o Credit management: Responsible for the full credit management function Take Take the lead in monthly credit management meetings between all stakeholders Follow up on outstanding accounts based on customer credit status. Facilitate the customer credit limit application by submission in compliance to AML process. Process customer credit notes in accordance to Delegation of Authority
generated cost report to Group. Accounts Receivable and Credit Management o Customer maintenance: Responsible between all departments. o Credit management: Responsible for the full credit management function Take Take the lead in monthly credit management meetings between all stakeholders Follow up on outstanding accounts based on customer credit status. Facilitate the customer credit limit application by submission in compliance to AML process. Process customer credit notes in accordance to Delegation of Authority
workflows. Reporting: Manage Customer credit note reports, authorizing credit notes accordingly. Provide Actual relevant legislation. Proactively identify and manage risks within the division/ unit. People Management: Manage Bookkeeping Diploma would be preferred. Accounting / Credit Management Qualification would be advantageous
Participating in the development and implementation of credit control strategies to improve debt recovery rates Allocating and applying receipts daily Informing the Credit Controller of any changes needed in NetSuite. Processing information to the Credit Controller Enforcing policies and procedures related to credit control. Undertaking required to support the smooth functioning of the credit control function. Key Attributes: Highly motivated
completed within the required timeframe. Process credit card transactions to the required accounting system accounts within the set timeframes. Ensure all credit card transactions are captured accurately in accordance