Maintaining detailed records of company loans; Approving or rejecting the loans based on the available data; Calculation Calculation of the interest rates for loans; Reviewing and updating the company's credit policy; Supervising
to prospects potential clients.
within the deadline timeframe
identify, source and secure multi-unit residential loans (with associated commercial property) with appropriate Responsibilities: Business Development To source clients and loans by networking with market role players, identifying Areas Activities potential in line with the Mortgage Loan & Credit Policy. To evaluate the construction management and develop a position for inclusion into the loan proposal as required To develop financial services recommendations and including in the loan proposal as required To complete the loan proposal by accurately reflecting
Reconciling register to Accounting Records and Debit loan account reconciliation / charging interest on average average balances. Balancing inter-company loan accounts Inventory write off as per cost centre consumption finance charges & reconciliations. - Credit loan account reconciliation & raising interest on on average balance. - Balancing inter-company loan accounts - Reviewing supplier recons, balancing age reconciliation of General Ledger Accounts Shareholders Loan Accounts - Verification and reconciliation of Ledger
- Credit loan account reconciliation & raising interest on average balance.
- Balancing inter-company loan accounts
- Reviewing supplier recons, balancing General Ledger Accounts
Shareholders Loan Accounts
- Verification and reconciliation
Loan Portfolio Management:
Budgeting and Forecasting:
risk review of internal credit ratings and post-loan management reports. In addition, ensuring compliance risk review opinion - Monitor annual review of loans and advances - Monitor internal credit rating validity agreements - Monitor the risk classifications of loans and advances On-going post lending monitoring - RAD triggers on assets / counterparties - Trigger loan / asset risk classifications reviews - Make risk-based Non-performing assets and report on the write off process of loans and advances To be responsible for credit administrative
the business and managing the portfolio health, loan, asset quality and compliance. Contribute to treasury covenants in respect of the regions, performance of the loan book, financing agreements and securitisation structures driving origination of deals and the disbursement of loans, identifying areas of concern and implementing strategies opportunities to support all entities as required To manage loan asset quality by tracking payment, pre-payments business approach and securing deals as required Loan and Portfolio and Management To review all deals
recovery of Personal Loan arrear accounts Effectively manage the recovery of Personal Loan arrear accounts