medical aid, gap cover, and short-term, and employee benefit solutions. 100% - 115% commission. Referral on short-term, medical aid, gap cover, and employee benefits referrals 50% on all independent life business medical aid, gap cover, and short-term, and employee benefit solutions. 100% - 115% commission. Referral on short-term, medical aid, gap cover, and employee benefits referrals 50% on all independent life business